With the global crisis that has spared no one, it is not uncommon for households to find themselves in over-indebtedness. Being unable to pay back the debts, these families find themselves with their backs to the wall. In order to recover these debts quickly, we offer you our solutions and services. Find out in this article.
Depending on the appraised value of your home, you may be able to take out several loans at once by mortgaging your home. Mortgage over-indebtedness” occurs when you are no longer able to pay the debts for which your home is the collateral.
This is an embarrassing situation, as you can no longer use other credit to pay your debts. Most of the time, the only alternative left is to sell your house in order to pay back your loans and avoid problems with the law.
Selling a property is often perceived as a complex and time-consuming process. Between finding real estate agents, preparing viewings, negotiating prices and dealing with red tape, many owners feel overwhelmed. However, there is an increasingly popular alternative:...
At AchatDeProprietes.com, we specialize in the purchase of all types of real estate. If you are forced to sell your house because of mortgage overindebtedness, do not hesitate to contact us.
Most of the time, the sale of a property is complex with long and tedious administrative steps. We want to avoid this kind of hassle for sellers by making the selling process as easy as possible. Simplicity and speed are our watchwords.
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Generally, if you want to make a quick sale of your house, it is recommended to renovate it or to make any repairs. By using our services, there is no need to spend more money on this work. We buy your house or building regardless of its condition.
In order for you to be able to pay your debts, you need to have the money from the sale of your house as soon as possible. We are aware of this and that is why we are speeding up the different steps as much as possible. Within a few days of signing the sales contract, the money is in your hands in full.
Another of our strengths is that we are not a real estate agency. In other words, we buy your house directly. This way, you save yourself from paying sales commissions to intermediaries that can further lower the selling price.
Finally, we take into account your needs and we study your price proposals before giving you ours. Unlike real estate agencies that tend to greatly underestimate the value of your home, we strive to find the best compromise with our clients so that everyone wins in the transaction.
There are, of course, other ways to get out of a mortgage over-indebtedness solution. However, the fastest and most effective way is to sell your home directly. If you are in this dead end, do not hesitate any more and contact us to buy your property quickly and legally.
If you have received a letter from us, it is because you have received a notice of non-payment from a financial institution or because you have inherited a property via estate. All information related to 60-day notices (exercise notices) and estates is public record and can be found online at the Land Registry of Quebec. It is through this free government resource that we have access to this information which is public in nature. We only have access to the names and mailing addresses of the owners, not the phone numbers. That’s why we work with a letter system that gives you the choice to contact us or not.
As real estate buyers and investors, we must necessarily make our investments profitable. We offer you to buy your property quickly, cash and WITHOUT paying any commission. We will also pay for your move, if necessary. To do so, we must necessarily pay below market value. HOWEVER, in the majority of cases, it is better for your to sell your property quickly under market value rather than losing any potential profit to the bank or not selling at all and to be stuck with it for several months which will incur additional costs. You could lose a lot of money and damage your credit report for a long time. Buying houses in cash and buying condos in cash.
We buy properties of all types, regardless of condition and price. Whether your house or condo needs minor or major renovations, it’s not a problem. It’s all a question of price. You just need to be realistic in your expectations in terms of the sale price of your property considering the work that needs to be done. In other words, there is no need to clean or do any work on your property because we buy it as is. Purchase of houses in cash and purchase of condos in cash.
Once you have submitted your home or condo information via the contact form, we will call you within a maximum of 48 to 72 hours to further discuss and obtain the relevant information for our analysis. Thereafter, we will contact you again as soon as possible if your property proves to be of interest to us, in order to discuss a potential purchase offer and to set up a visit of the property, only if the amount of the offer is suitable for you. You will be under no obligation or pressure to sell to us. Cash purchase of houses and cash purchase of condos.
It all depends on your needs, the type of property you are selling and its condition. We can usually buy a house or condo in 5 to 7 days depending on the case, if that’s what you want. If you need more time to move, then we can extend this delay without any problem. You can also choose the date of signing of the sale at the notary, at your convenience. Cash purchase of houses and cash purchase of condos.
There are no fees related to a transaction with us. We make a return on our investment through the property you sell to us and there is absolutely no commission to pay. We pay all fees and costs related to the transaction. Buying a house in cash and buying a condo in cash.
Of course not! You make the decision that best suits your needs. You will never be obliged to do anything in a transaction with us. Our main objective is to make the transaction a win-win for both parties. Cash home purchase and cash condo purchase.
You will receive your money in good and due form a few days following the signing of the deed of sale at the notary. The notary must first register the transaction in the Land Register of Quebec, and then will be able to issue your check. Deadlines are usually 24 to 48 business hours.